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Two distinctly distinct things. Don’t confuse them. Once you’ve completed your chart, you can pencil is likely to charges. You now understand how much you’ll be charging your clients and exactly how much you’ll be getting on any particular let, from landlords and tenants, they BOTH pay you fees. Incidentally some agents charge a set charge for Service A, find a tenant only. Perhaps £300, or a portion of the monthly rental, say half or three-quarters of a month’s rent. Half of a thousand pounds is obviously preferable to a set charge of £300. Be sure you set your fees as HIGH AS YOU POSSIBLY CAN, while always remaining competitive.
Think about it, check and recheck what Big & Swanky charge, and Sleepy & Dull too. Then fix your prices appropriately, and remember they aren’t cast in stone. You are a small independent. You can always haggle and/or adapt your fees at any right time as it suits you. Big & Swanky may have to have three board meetings and refer to head office before they could or would amend theirs. It’s another benefit of being small, and independent, of buying your own business, of managing your own destiny. You will be quick on your foot, you can contend at all levels.
When the business is sold, the bank accounts will transfer to the new owners with the sale. But from the sales transaction itself apart, there’s also the matter of documenting the performance of the business for the intended purpose of selling. Anyone buying your business would want to see a history of its financial transactions.